Serving Vancouver, Portland, Ridgefield, Battle Ground, Camas, and surrounding areas within Clark County and the Pacific Northwest.
Earthquake Insurance FAQ
Does homeowners insurance cover earthquake damage?
No. Standard homeowners policies exclude earthquake damage. It's covered only through a separate earthquake policy or, with some carriers, an earthquake endorsement added to your homeowners policy. Given the seismic risk in our region, it's worth reviewing. We can help you add it.
How do earthquake deductibles work?
Earthquake policies commonly use a percentage deductible based on your home's insured value rather than a flat dollar figure, so a higher home value means a higher deductible. Understanding how that applies before a loss is important, and we're glad to walk you through what a policy would actually pay in a claim.
Is earthquake insurance worth it in the Pacific Northwest?
For many homeowners, yes. The region's seismic risk is real, and repair or rebuild costs after a significant quake can be enormous. The right answer depends on your home, your budget, and your comfort with the risk. We can quote it so you can weigh the cost against the protection.
You might also want
Coverage that often pairs well with Earthquake Insurance. Bundling can simplify your policies and sometimes lowers the total cost.
Let’s Get You Covered
Let us know what you’re looking to protect and a local team member will follow up with real options.
Call us at 360-573-3080.
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