RV and Motorhome Insurance

For a motorized RV, yes, it needs its own auto-style policy with liability and physical damage coverage built for a motorhome. Towable RVs like travel trailers and fifth-wheels are often covered for liability while towing under your auto policy, but a dedicated policy adds important protection for the trailer itself. We can match the coverage to how you travel.

RV policies can include coverages made for the RV lifestyle, such as total loss replacement, coverage for attached accessories and awnings, personal belongings inside the RV, emergency expenses if you're stranded far from home, and full-timer liability if you live in your RV. We help you pick the options that fit how you use it.

Many RV policies offer a storage option that keeps comprehensive coverage in force for risks like fire, theft, and weather while suspending some coverage during the months you're not using it, which can lower your cost. Tell us your usage pattern and we'll set it up accordingly.