Serving Vancouver, Portland, Ridgefield, Battle Ground, Camas, and surrounding areas within Clark County and the Pacific Northwest.
Commercial Auto Insurance FAQ
Do I need commercial auto insurance instead of personal auto?
If you use vehicles for business, likely yes. Personal auto policies often exclude or limit business use, so a claim during business activity could be denied. Commercial auto is built for vehicles used in your work, whether that's one owned truck or a fleet, and it carries higher liability limits suited to business exposure.
What does commercial auto insurance cover?
It typically includes liability for injury and damage you cause, physical damage coverage for your own vehicles, medical payments, and uninsured motorist coverage. You can add hired and non-owned auto coverage for vehicles you rent or for employees who drive their own cars for work. We build it around how your business actually uses vehicles.
Are my employees covered when driving company vehicles?
Generally yes, when they are listed or permitted drivers using a covered vehicle for business. Coverage details vary by policy, so it's important to set it up correctly, especially if employees drive their own vehicles for work. We'll make sure your policy matches who is driving and why.
You might also want
Coverage that often pairs well with Commercial Auto Insurance. Bundling can simplify your policies and sometimes lowers the total cost.
Let’s Get You Covered
Let us know what you’re looking to protect and a local team member will follow up with real options.
Call us at 360-573-3080.
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